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Buying a HDB Flat
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FAQ on buying a HDB flat
I own a non-subsidised flat, and I intend to buy a private property. Can I do so?
Do I have to dispose of my private property within six months of buying a non-subsidised HDB flat? Can I still retain my private property if it is overseas?
I hear that property prices are going up. Can I still afford an HDB flat?
The waiting time for Build-To-Order (BTO) flats may be too long for young couples who need a flat urgently. Why can't HDB build ahead of demand?
I am a Singapore Permanent Resident (SPR) who owns an overseas property, but am unable to sell it as I have family members living there. Can I still purchase an HDB flat?
I am an HDB flat owner and have satisfied the Minimum Occupation Period (MOP). If I have bought a private property, can I choose to live in the private property and rent out my HDB flat instead?
I am a private property owner and have recently inherited an HDB flat. Can I keep both these properties?
What is the difference between Design, Build and Sell Scheme (DBSS) flats and Executive Condominiums?
I hear that high Cash-Over-Valuations (COV) are pushing up the prices of HDB resale flats. Is HDB doing anything about it?
I own a 3-room HDB flat, and am servicing the housing loan for that flat. I plan to buy a 5-room flat with a bank loan as I am not eligible for an HDB loan. What is the amount of loan I am eligible for?
Some people say that the housing subsidy is not a true subsidy. Is that so?
Why introduce SHG, instead of enhancing AHG?
I am an HDB flat owner and have recently inherited another HDB flat. I understand I can keep only one and sell the other within a certain time. Please advise me.
When will the next DBSS or EC project be launched for public sale?
The increase in value of my HDB flat is only paper gain. As my HDB flat is my only home, if I sell it, where would I stay? How can I ever monetise it then?
What is the impact of private property owners (PPOs) buying resale flats on flat prices? Should PPOs be banned from buying resale flats?
What's SHG and why does HDB set the qualifying income for SHG at $2,250?
If HDB flats are affordable, why are some households in arrears?
What is the impact of Permanent Residents (PRs) and foreigners on the public housing market? Have they driven up resale prices and rents?
Why is it that I cannot buy a 2-room or 3-room flat under the Ageing-in-Place Priority Scheme (APPS)?
I have already sold my existing property and am in the process of completing the sale and discharging my outstanding loan. Will I still be considered as having an outstanding loan when I apply for a bank loan for my new housing purchase?
Why does HDB require at least one of the flat buyers to be working continuously for a minimum of one year prior to the flat purchase to qualify for the SHG?
What is the difference between the Multi-Generation Priority Scheme (MGPS) and the Married Child Priority Scheme (MCPS)?
I am living with my daughter and her husband who are the owners of the flat. Am I eligible for the Ageing-in-Place Priority Scheme (APPS)?
Why does HDB set the income ceiling for purchase of new flats and resale flats with CPF Housing Grant and for taking an HDB concessionary loan at $10,000?
Why has HDB waited 17 years before revising the income ceiling?
What is the change in balloting rules for MCPS?
Why is the Special CPF Housing Grant (SHG) only for standard flats in non-mature estates?
Why is there a price difference between new flats offered under the Build-To-Order (BTO) exercise and the unsold flats of that sales launch offered in the Sales of Balance Flats (SBF) exercise?
What is the difference between the Multi-Generation Living Scheme (MGLS) and the Multi-Generation Priority Scheme (MGPS)?
Can rental flat tenants apply for the Special CPF Housing Grant (SHG) to buy over their existing flat? If so, is the grant given on top of the tenancy discount?
My flat has been announced for SERS and I have applied for a replacement HDB flat. Can I or my spouse purchase private property?
I think I should be given a higher loan amount. How does HDB decide how much loan I should get?
I am not sure if I should apply for a DBSS flat as I am waiting for the outcome of the DBSS review. What is the status of the review?
Is the Additional CPF Housing Grant (AHG) really a grant or is it just a loan?
How would I ensure that I have sufficient retirement funds if I have to service my housing loan over a long period of time?
Is HDB profiting from the sale of optional components like doors when selling new flats?
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